Commercial Coffee Equipment Financing
Lending Options Built for Your Business
Buying commercial coffee equipment is a significant investment. We offer flexible financing partners to help you preserve capital and manage cash flow effectively.
Business Financing
Navitas Credit Corp
- Best for: Strong Credit
- Requirements: 700+ FICO
Straightforward terms from a trusted lender. Features fast approvals, competitive rates, and 0% interest options for qualifying businesses.
Apply with NavitasApprove Financing
- Best for: Higher Approval Odds
- Requirements: 550+ FICO
One application is sent to a broad network of lenders to find the best match for your specific credit profile and business age.
Apply with ApproveCredit Key
- Best for: Short-term Flexibility
- Requirements: 600+ FICO
Functions like a business credit card. Includes terms up to 12 months and a 90-day interest-free option for seasonal investments.
Apply with Credit KeyClickLease
- Best for: Lease-to-own programs
- Requirements: 500+ FICO
For those looking for lease-to-own financing arrangements on their coffee equipment.
Apply with ClickLeasePersonal Financing
Affirm
- Best for: Smaller Individual Purchases
- Requirements: Varies by Applicant
Instant decisions and transparent payment plans built directly into our checkout process. No extra steps or off-site applications needed.
(Affirm lending partner disclosure - Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners. Options depend on your purchase amount, and a down payment may be required. State notices to consumers)
How the Process Works
For Navitas and Approve:
- Complete the online application.
- Receive a decision (usually within 1–2 business days).
- Accept terms and the lender sends us the funds.
- We process your order and send tracking information.
For Credit Key and Affirm:
Simply choose your preferred provider during the standard checkout process on our website. Get a decision within seconds in most cases.
Questions about financing? Call or text us at 720-734-6257